No matter why type of insurance plan you have, there is always one thing that is true, and that is that having a functioning and safe garage door is a good thing for both parties involved. Read on to learn about some of the ways you can begin to update your garage door.
Garage Door Updates for Insurance Purposes
Having homeowner’s insurance today means that not only is your home covered in the event of a fire, flood, or some other accident but that your garage is as well. However, with this type of protection comes a price. Because insurance companies are taking a big risk in covering your home, they will usually ask for large sums each month. The good thing is that you can do things to lower these premiums, particularly involving your garage door. Therefore, the following list includes a few updates you can begin adding to your home’s garage door for insurance purposes.
Security Cameras for Insurance Purposes
One of the very first things that insurance companies will ask in the event of a claim is if you have any evidence that the story you’re telling them is true. For instance, if someone backups into your garage door in the middle of the night, you need proof that it wasn’t you who caused the accident. This is why adding security cameras to your garage door is so important & highly recommended. Providing proof can get your claim moved up faster and a garage door repair Los Angeles company ready to fix any damages.
Extension Springs
As stated above, insurance companies are taking a risk when they choose to cover you. Therefore, anytime you can reduce that risk, you are then able to lower your monthly premiums. A great update to consider for your garage door is the replacement of extension springs. These springs are the components that allow your garage door to be held up while it’s going up and down. However, over time they can begin to crack and thus become a danger. Note that you should never attempt to fix these yourself, so it’s recommended to seek a professional.